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January 18th, 2007

2006 Connecticut Cruise News Readers Choices Best of the Best Winners

Super Sunday Reunion 2007With over 3800 votes counted and over 3200 views of the nominee listing, we are Happy to be able to finally post the winners and nominees for 2006. Many great nominations in all categories and many great races, to be the best of the best.

Setting many records since the beginning of this competition, we were very happy to find such great enthusiasm, care and interest in the many outstanding business’s, clubs, events, causes, individuals and talents that make our year of riding and cruising, both fun and worthwhile.

Hundreds of worthy causes from fighting cancer to supporting our troops, has helped to make this world of ours a better place to live. Without these nominees and thousands like them across the country and around the world, I would hesitate to wonder what kind of world we would be living in.

It is our pleasure to announce the winners for 2006 and a Special Thanks to all those individuals that took the time to cast their votes for the many nominees listed. There are many other great causes, events businesses and individuals not listed. These are votes from the Readers of Connecticut Cruise News, friends of Super Sunday ® Motorcycle Shows and friend and associates of those nominated and has no negative reflection on any other of the same, that may be associated with other net works or publications.

We are one of the only publications in the area to run a survey and competition like the Connecticut Cruise News Readers Choice Best of the Best Awards, where your choices offer the opportunity to help us acknowledge greatness in this sports, hobby and lifestyle.

We are fair and balance to all selections, as you will see other competitive event, publications and businesses also listed. These are not the selections of Connecticut Cruise News, DC Publication LLC, Don Clady Promotions or Super Sunday ® Motorcycle Shows. All votes were made either
by mail or email and all totals are final. In order to have made the nomination list, nominees must have had at least 5 votes.

Special Thank to those who also cast votes for me personally, but sorry, I was not a part of the competition. Our publication, web site and several of our events did make the list, some faired well and others were out done in this series of voting by others in the same categories. We were just very happy to be included in our reader’s selections and also a part of the competition.

Many votes for Man of the Year, Women of the Year, writers, individuals, businesses, etc., also came with many great stories and compliments to the nominees and I personally was very pleased to be able to read each and everyone.

Votes came from all over the Northeast and Tri-State and hundred via email from across the country. Congratulation to all the winners, nominees and individuals that took the time to make this possible for each and every-one of them.

All winners will be published in the Jan/Feb Issue of Connecticut Cruise News and are the copyrighted property of DC Publications LLC and may not be published or reproduced in anyway, without written permission from Don Clady or DC Publications LLC.
Thank You Don Clady Publisher Connecticut Cruise News.

2006 Connecticut Cruise News Readers
Choices Best of the Best Winners
Woman of the Year CT
Carolyn LaRoche, Yankee Harley/WestConn HOG Blood Drive and Miracle Ride
Karen Ligammari Ct’s Only Female HOG Chapter President
Carol Pullan Dana Farbar/Jimmy Fund

Woman of the Year NY
Pat MacGregor Lost Wheels New York
Carmella Brown New York Rider Magazine
Donna Kessler Times Herald-Record, New York

Man of the Year CT
Mick Estenbrook Gengras Harley Davidson
John Haymond
Jeff Speigal Middletown Motorcycle Mania

Man of the Year NE
Larry Tremblay RPM Choppers Marine Corp Tribute Bike
Hoss & John Hoss Dream Machine
Bill Decoteau Nam Knights

Club Officer of the Year Motorcycle CT
Bruce Bilyard Ct XL Riders

Club Officer of the Year Motorcycle NY
Pat MacGregor Lost Wheels

Club Officer of the Year Automotive
NONE SELECTED

Club Officer of the year HOG CT
Kevin DeRoehn, WestConn HOG
Ray Gagne Bridgeport HOG

Club of the Year Motorcycle CT
Ct XL Riders

Club of the Year Motorcycle NY
Lost Wheels Motorcycle Club

Club of the Year HOG
WestConn HOG

Club of the Year Public Safety
Red Knights CT4

Club of the Year Automotive
Sycamore Knights Car Club

Club of the Year Veteran/Military
Nam Knights N.H.
Rolling Thunder New York 3
Patriot Guard

Sport Bike Club of the Year
Capital City Riders Hartford

Organization of the Year Motorcycle CT
CMA Torrington

Organization of the Year Motorcycle NY
New York ABATE

Organization of the Year Automotive
CSRA Connecticut Street Rod Association

Biker of the Year CT
John Jackson Kick It Ride

Biker of the Year NY
Dave Hanson & Gloria Sorci Rolling Thunder New York

Cruiser of the Year
Big John Delacamera

Dealer of the Year Harley Davidson CT
Yankee Harley Davidson Bristol 468 Votes
Gengras Harley Davidson East Hartford 349 Votes
Danbury Harley Davidson 256 Votes
Bridgeport Harley Davidson 143 Votes

Dealer of the Year Harley Davidson NY
Moroney’s Harley Davidson

Dealer of the Year Non Harley
New Milford Cycle

Dealer of the Year European
Cycle Revolution Danbury

Dealer of the Year Custom
PT Customs

Best New Dealer Custom
High End Cycle Bethel

Best New Dealer Non Custom
Gengras Ducatti East Hartford

Builder of the Year CT
PT Customs
Tommy Gun Choppers

Builder of the Year NY
RPM Choppers Marine Corp Bike
Strong Island Choppers
East Side Custom Choppers

Best New Builder
Tri State Choppers

Custom Designer of the Year
Kalin Seats Connecticut

Dealer of the Year Service Harley Davidson CT
Bridgeport Harley Davidson
Brothers Harley Davidson

Dealer of the Year Service Harley Davidson NY
Moroney’s Harley Davidson

Dealer of the Year Service Non Harley Davidson
Doc’s Motorcycle
Ct Custom V-Twin

Dealer of the Year Service Custom
PT Customs
Black Dog Cycles

Dealer of the Year Community Service
Gengras Harley Davidson

Insurance Service of the Year
MC Insurance

Legal Law Office of the Year
Haymond Law Firm

Publication of the Year Magazine Motorcycle
New York Rider Magazine

Publication of the Year Magazine Automotive
Hot Cars of CT

Publication of the Year Periodical
Connecticut Cruise News 647 Votes

Support Publication of the Year
The Greater New Milford Spectum
The News Times Danbury

Web Site of the Year
Ctbikerguide.com

Photographer of the Year CT
Bob Stone

Photographer of the Year NY
Dino Petrocelli

Writer of the Year CT
Chris Loynd Back Yard Gems

Writer of the Year NY
Donna Kessler Times Herald-Record, New York

Writer of the Year NE
Bill Decoteau Nam Knights Veterans Section

Poet of the Year
Peddlar The Roadhouse Poet

Dealer of the Year Automotive
Valley Dodge New Milford

Dealer of the Year Service
Levine Automotive

Best Customs Automotive
A-1 Autobody Works New Milford

Best Customs Automotive/Motorcycle
Hot Rods Inc.

Artist of the Year CT
Jamie Chasse Expicit

Artist of the Year NY
Justin Barnes GB Graffix

Artist of the Year NE
Richard Markham Richard Markham Studio Ma.

Outstanding Sponsor Awards
Haymond Law Firm
Gengras Harley Davidson

Event Sponsors Not Related to Connecticut Cruise News/Super Sunday. These Sponsors were nominated for other special events and causes.

Best Fundraiser of the Year
Ridgefield Bus Company Fill The Bus Toy Drive

Best Charity Bike Run of the Year
Ct Miracle Ride
Kick It Ride

Best Memorial Run of the Year
Salute to Veterans Danbury Harley Davidson

Best Poker Run of the Year
Lost Wheels Poker Run New York

Best Support the Troops Event of the Year
Ride for Freedom Poker Run Series Danbury Harley Davidson

Best New Motorcycle Event of the Year
Springfield Motorcycle Show Ma.
Easy Rider Centerfold Tour CT
Middletown Motorcycle Mania

Best New Automotive Event of the Year
Warren Woods Car Show

Best Event Automotive
Bridgewater Car Show

Best New Charity Ride of the Year
Red Knights CT4 Charity Ride for the Children’s Burn Camp
Ride for Justin
Pa’s Ride

Best Cruise Night of the Year
Sycamore Cruise Night Bethel

Best Bike Night of the Year
Corey’s Bike Night Woodbury

Best New Bike Night of the Year
Hooters Bike Night Milford

Best New Cruise Night of the Year
East Hartford Knights of Columbus Cruise Night

Best Weekend Event of the Year
Boston World of Wheels

Best Event Winter
Boston World of Wheels

Best Event Spring
Gengras Harley Davidson Open House
Super Sunday Spring Kickoff

Best Event Summer
Middletown Motorcycle Mania

Best Event Fall
Danbury Harley Davidson Biketober Fest

Best Special Interest Event
Bridgeport Harley Davidson Show What You Ride

Most Unique Event of the Year
Dover Reunion Annual Car Show

Destination of the Year
Corey’s Woodbury

Best Biker Bar
Riders Cafe

Biker Friendly Establishment
Corey’s Woodbury

Cruiser Friendly Establishment
Sycamore Bethel

Spectator Friendly Establishment
Corey’s Woodbury

Most Nostalgic Destination
Sycamore Bethel

Best Cruise Night (Annual Event)
Trinity Lutheran New Milford
Valley Dodge New Milford

Outstanding Charity Support Group /Organization
Hot Rods Inc. Girls

Top In Mail In Votes:
Bill Decoteau / Veterans Section
Favorite Connecticut Cruise New Sections Readers Choice:
Bill Decoteau Nam Knights Veterans Section
Back Yard Gems Chris Loynd
Poets Corner Peddlar
Bike & Car Features
Legal Column Gerald Hecht

The Publishers Choices for The Top Individuals of 2006
These were selected based on their outstanding involvement throughout the year and their over all dedication to People Helping People. Many of these individuals have participating in numerous events, fundraisers and causes and help to set the bar higher and motivate many new individuals
into getting involved. Watch for the January Issue of Connecticut Cruise News about more on each of these selections. Special Thanks to All Those Chosen and all the others that have helped to make a difference in 2006.

Connecticut Cruise News Publishers Selections For Outstanding Individuals for 2006
Chris Loynd Influential Communications
Chris Rasile Fast Lane Enterprise
John Dela Camera Ct Cruise News
Joseph Caraszi Ct Cruise News
Keith Anglaise Valley Dodge New Milford
Hoss/John Hoss Dream Machine
Al & Carl Lucchino Danbury Harley Davidson
Jeff Watson Danbury Harley Davidson
Carmella Brown New York Rider Magazine
James Haywood Jnr. Northeast 9/11 Foundation.
Bob Stone/Bob Stone Photography
Fred & Kathy Lawson Torrington CMA
Bill Decoteau Nam Knight’s Motorcycle Club
Amber Carnarou Lia’s Leather
Larry Tremblay/Marine Corp Tribute Bike
Dave Hanson & Gloria Sorci Rolling Thunder 3 New York
Dan Finn/ Ridgefield Bus Drivers
Mick Estenbrook Gengras Harley Davidson
Dexter Balyeat/ Haymond Law Firm
Vincent Paradiso/Millenium Dental Brookfield
Ray Crosby Ct Custom V-Twin
Bob LaRoche Yankee Harley Davidson
Davis & Hoyt Realty Brookfield
John Ferro & Frank Riccitelli Savin Rock Customs
And Finally Two Great People That We Lost This Year
Greg Guarinello Editor vtwin.com
Carol Pullan Dana Farbar/Jimmy Fund

Connecticut Cruise News Gold Distributors Award For 2006
Locations Distributing 500 or more Connecticut Cruise News Each Month.
Doc’s Motorcycle Super Store Waterbury 1,200 per month
Sycamore Restaurant Bethel 1,000 per month
Corey’s Woodbury 1,000 per month
Levine Automotive (All 6 Locations) East Hartford, Danbury Federal Rd., Danbury South Street, New Milford, Norwalk and Brewster NY 1,800 per month
Gengras Harley Davidson East Hartford 700 per month
Yankee Harley Davidson Bristol 600 per month
Danbury Harley Davidson 500 per month
Torrington McDonald’s 400 per month

If there are any errors here, Please email Don at dccj14@aol.com

January 18th, 2007

Adelina & Friends SIDS Awareness

Adelina was born to Antonio & Diane Vinciguerra on Dec. 13th, 2005 and Died on March 7th, 2006.
With the recent loss of Adelina Jacqueline Vinciguerra, who passed away from SIDS earlier this year, has come this opportunity to allow the Antonio and Diane the parents of Adelina to continue to introduce Adelina to the world in light of this tragic occurrence. The parents of Adelina, Antonio and Diane Vinciguerra have decided to form Adelina & Friends SIDS Awareness to memorialize the life of their precious daughter Adelina and help support the future parents of children lost to Sudden Infant Death Syndrome (SIDS).

Adelina & Friends SIDS Awareness has purchased a brand new Orange County Chopper Motorcycle and will be raffling off the bike on April 14th, 2007, at an all day event to be held at Orange County Choppers Retail Store, located on 17K in Montgomery, NY. The raffle event will include musical performance by OCC The Band as well as personal appearances by the staff of Orange County Choppers. The intention of the raffle is to raise awareness for SIDS in the Hudson Valley, Greater New York and adjoining areas.

PARENT’S QUOTE - “Our mission is to honor our daughters Adelina’s life and to share with the family of each child that passes away from SIDS, the tools to cope and deal with such a devastating loss. We are committed to providing financial support to families of SIDS children who cannot afford the expense of burying their child, with the funding to do so. While realizing that our efforts will never replace the loss of our precious daughter Adelina, it is in Adelina’s memory we have chosen to commit to future families and children of SIDS.”
For Add’l info please email AdelinaFriends@aol.com or call Antonio & Diane Vinciguerra

BUY TICKETS ONLINE AT WWW.ADELINASIDSAWARENESS.COM

January 18th, 2007

Thanks From The Haymond Law Firm

Dear Connecticut Cruise News,

We’d like to take this opportunity to thank all the readers who voted for us in the readers’ poll. We consider it quite an honor to have John Haymond receive so many votes for man of the year and to place second in sponsor of the year. On top of all this we win the best motorcycle law firm! It was incredible and we deeply appreciate it.

It certainly was an exciting race this year and we monitored it daily, not only to see how we were doing, but also to see how some of our friends and business partners fared. It was great to see events and charities we participate in and sponsor getting so many of the readers’ approval. We’re glad too, that they seem to like the magazines that we support also and we really appreciate the venues the shows and magazines provide to us so we can get our message out. We believe our legal services for injured motorcyclists are important to the motorcycle community and we’re proud to have finished so well in the polls. It really makes us feel like a part of this great group of people who enjoy motorcycling.

Once again, thank you for all your votes and for another great year. We look forward to seeing you at some of the winter shows and out on the road this season. Look for our Motorcycle Events Calendar & Road Guide out in early April!
Dexter Balyeat
Director of Marketing
The HAYMOND LAW FIRM

January 18th, 2007

Boys & Girls Village Says Thanks

On behalf of the children and families we serve at Boys & Girls Village, thank you for you in-kind donation of holiday gifts and toys for children serviced by our Waterbury Office, which was recorded on our books on Friday, December 22, 2006.

Your donation helps us to deliver quality care and teach vital life skills to students at risk and their families, including children facing educational failure…children removed from their homes for the first time… children in foster and adoptive homes… and children and families in crisis due to drugs, alcohol, neglect or abuse.

As we work with troubled youths and families, we continue to hear from past clients. Even former clients from the 1950s and ‘60s continue to update us on their adult lives.

Now, with the December holidays and New Year just passed, we are especially grateful to everyone who remembered our children and families during this special time of year. The outpouring of gifts, in-kind items and financial donations truly amazes me.

Your support has helped make a difference in their lives, as so many of our young clients deal with family hardships and personal challenges into the new year.

Thank you for caring, and have a wonderful year in 2007!
Sincerely yours,
Rev. L. Kenneth Fellenbaum
Chief Executive Officer

January 18th, 2007

Canton Cycles Turns 35 Years Old

Canton Cycles started in a little part of a barn with a dirt floor in 1972. Vietnam was in the news and we were meeting the nicest people on Honda’s. A new BMW set you back about $1800 and the Honda CB750 was one of the fastest bikes out there. Electronic ignition was the most high tech innovation on a bike, though most still had points. A lot of things have changed since then. Canton Cycles added and dropped many different brands over those years. Some, like Vespa and Moto Guzzi, have come back again, to replace BMW and Triumph. We actually have more brands than ever before and our goal now is to sell FUN. That’s what this sport is all about!! We have been a Victory dealer since their debut in 1999. We have the full line of Vespa and Moto Guzzi. We have also added the Piaggio line of scooters. Piaggio is the parent company of Vespa, Moto Guzzi and Aprilla. We just added the Kymco line of ATV’s. Most people don’t know Kymco makes most of the smaller ATV’s for the other large Japanese companies. Their quality is superb. Our newest and coolest acquisition is the Ural sidecar motorcycle from Russia. Granted this is a compilation of smaller niche brands but covers everything from scooters to large bikes and ATV’s to sidecars. Add it all up and it spells FUN!

The building we purchased on Route 44 in Winsted four years ago is working out great for us. It is solid as a rock and as huge as it is, we have filled it to the brim. It is in the heart of the best riding roads around and we are making it a destination for riders of all brands. The coffee is always ready. Our service department is staffed by the same experienced technicians who have been with us for years and are gearing up to service most brands of bikes and ATV’s. The same goes for our parts department. They are doing their best to learn all the other brands as well as snowmobiles. Our sales department is wheeling and dealing our new lines as well as all brands of high quality pre-owned vehicles too. All this can be checked out on our website at www.cantoncycles.com.

So, Canton Cycles is alive and well and having fun in Winsted CT, stop by and see us soon.
Ralph E. DeLuco and the crew at Canton Cycles

January 18th, 2007

Thanks From PT Customs

First and foremost, let me start with a huge thank you going to Don for the incredible amount of work he does. The Super Sunday event is a second to none show!

As for the Best of the Best voting, I must say I am completely overwhelmed with the awesome response! I would like to personally thank everyone who took the time to vote not only for me, but for the entire event. To all of the class winners and nominees, I tip my hat to you! CONGRATS!

I am honored to have won in the three classes (Builder of the year CT, Dealer of the year service custom, and Dealer of the year custom). To get this kind of recognition for my work I am honored!
I must thank my team at PT CUSTOMS who help me pull off all of these custom bikes! They are a dedicated crew.

I hope everyone has a happy holiday season. I hope to see you all at the Super Sunday event 2007!
Feel free to check us out at WWW.PTCUSTOM.COM and drop us a email anytime!

January 18th, 2007

Now’s the Time For Your Own Legal Audit

With the commencement of a new year, many of us take stock in what we’ve been doing with ourselves, and make resolutions to improve ourselves. I always question this New Year’s Eve concept, wondering why we can’t look back and try to improve ourselves all throughout the year.
This being a legal and not religious column, my emphasis should not be on improvements like quitting smoking or losing weight, as admirable as those things are, but on our legal health and well-being.

“Wait a minute, Gerry”, I can hear you think to yourself, “why do I need a legal new year’s resolution? I’m not some corporate giant?” Well, the answer to that question is already stated in the question. Since you are not a corporate giant, you lack the insight and ability to determine how you are legal-wise, and a professional should be consulted.

Ask yourself these questions: Do I have a will? Do I have a living will or health care directive? Do I know where the deed to my house is, or my divorce decree or custody papers? When I look at my paystub, do I understand what all of those deductions are for? Do I know what I own and what I owe?

While your head is spinning, read on. The best and easiest thing to do is to sit down with your spouse, partner or just with yourself, turn off the television and radio, grab a legal pad and write down the answers to the questions I asked you in the prior paragraph.

It will take some time. Do it right. Open a file and throw copies of important documents into it. Show them to your spouse or partner. It’s like family therapy, just without the psychiatrist.
People nowadays use the computer to store and collate information.

That’s all well and good, but computers are not secure, and they can be tampered with, or just break down. That’s the beauty of the legal pad–it’s yours and yours alone.

I counsel people to write down the answer to this question: “If I disappeared from the face of the earth today, how would my spouse or partner or adult son find out what I own?”

It’s easy to determine what you owe–just go to the mailbox for a month and you will see every debt that you have. But for the stuff that you have collected over the years, it is not so blatant or easy to discern.

Once you have done this homework, look to consult two important professionals: a lawyer and an accountant. Everybody should have one of each. You would be surprised what good counsel I have received from my accountant over the years. Not just concerning tax issues, but things like savings, preparing for college, and old age.

Naturally, having a lawyer in your corner can be of immense assistance when it comes to avoiding troubles, either at home or work. I am called frequently from clients who just want to know what to do about something, an apartment lease, a car loan, or a hospital bill. Sure, lawyers help people with major legal issues like divorce, criminal charges or an estate. But getting good legal advice about something early usually avoids the problem later.

Take the time and make a January resolution to think about yourself by calling your lawyer and accountant and making an appointment to say hello. It will be worth its weight in gold saved.

Gerald Hecht can be located at 30 Main Street, Danbury, CT 06810, or by phone (203) 792-3203 or by fax at (2030) 798-6975

January 18th, 2007

Best of the Best

Hello! Great listings in your ‘Best of the Best’, and I was stunned and humbled by finding my and Gloria’s name on your list a couple of times! Completely unexpected, I assure you! Thank you for bestowing such an honor on us!

I found her name in two places - Biker of the Year NY, and Outstanding Individuals 2006. I just thought it’d be something she’d be very proud - she worked hard all year and very much earned her place on your list!

Thanks, again, Don. It was a pleasure, as always, to work with you this year, and it’s a constant inspiration to watch how hard YOU work to do so many good things. Looking forward to next year, when I’ll see you, and hopefully work with you, again! Merry Christmas, and all the best in the New Year!

Dave Hansen
Rolling Thunder NY3
Semper Fi!

January 18th, 2007

Salute To Veterans 2006

Another Great Connecticut Tradition began Saturday, November 11th as Danbury Harley Davidson/Buell, Millennium Dental of Brookfield and Valley Dodge of New Milford team up with Don Clady and Connecticut Cruise News for the First Annual Salute to Our Veterans.

Veteran motorcyclist and non motorcyclist alike, from all over the state and parts of New York State, join in this all new celebration. Veterans from all wars, active duty military personnel and all branches of the militaries were represented.

All with a common goal, “A Salute to Our Veterans”.

“We wanted to do something different, unlike other publications which sell ads to businesses or events that have a registration fee”. “We wanted a non monetary, non sponsored Salute to the Veterans”. Don Clady said.

After approaching the owners of Danbury Harley Davidson/Buell, Millennium Dental of Brookfield and Valley Dodge of New Milford, the event was put together, with only one thing in mind, “Our Veterans!”

Danbury Harley Davidson supplied coffee, bangles and cookies for the veterans in the morning as Connecticut Cruise News provided the music for the day and after a short Veterans Ride to Millennium Dental in Brookfield, Millennium Dental treated all the veterans, friends and family
members to hot dogs, hamburgers, soda and other snacks for lunch.

Finishing the day with another short tribute ride to Valley Dodge in New Milford, we were happy to have welcomed hundreds of veterans throughout the day.

Salute To Veterans 2006 Presented by Connecticut Cruise News & Don Clady Promotions LLC.Truly a Veterans Day to remember and a must attend event next year, for all who missed this one.

Special Thanks to Bob Stone Official Photographer for Connecticut Cruise News, All Don Clady Promotions LLC Events & Super Sunday (R) Motorcycle Shows and to Danbury Harley Davidson/
Buell, Millenium Dental of Brookfield, Valley Dodge of New Milford, Greater New Milford Spectrum, The News Times, Danbury Mayor Mark Boughton, Larry Trembley/RPM Choppers & The Marine Corp Tribute Bike, The Northeast 9/11 Foundation & Jimmy Haywood, John Giblin & Gabey Reality, Vinny Paradiso, Snappy Joe and most importantly of all “Those who came out to Salute the Veterans & All those Veterans & Actice Duty Personel Now Serving”. Follow Connecticut Cruise New Next Month for Full feature and many more photos of this event.

Special Thank to All Our Veterans & Active Duty Service Men & Women.

Thank You Don Clady USMC 1976-79 & Connecticut Cruise News Motorcycles On Display Were:
The Marine Corp Tribute Bike: Presented by Larry Trembley & RMP Choppers of Newburg New York and painted by Justin Barnes of JB Graffix New York.

OCC Rocky Hill Veterans Home Bike built by Orange County Choppers: Owner Marine Corp Veteran John Giblin & wife Gabey Giblin of Gabey Realty Group

The 9/11 Memorial Bike: Presented by The North East 9/11 Memorial Foundation, Inc. & Jimmy Haywood.

January 18th, 2007

Great Investment Market Coming Up

It’s a new year Happy New Year, We have had great weather this December and January. I am sure all of us have gotten out at some point, it was 70 on the 1st Saturday of January, unbelievable.

How many can say they had a beautiful ride this time of year.

Had a super busy fall with work and my 3 family property that seems to be taking forever to finish, 2nd and 3rd floors are rented. Went through Hartford Housing inspection on my 2nd floor, I love getting a check for most of the rent but what a pain in my *#@%^ it was to fix and bring the property up to their standards (some weird conditions), nobody returns a phone call, you never deal with the same person twice. Enough bitchen in the end it is rent that is guaranteed
every month on time. The other stuff is minor, good rent is hard to find, good tenants as well as clean tenants are hard to find. What I am saying is that there is a lot of crap that goes with owning rental properties and if you can deal with the b.s. then I would say for you to do it. With a good return comes a lot of work. Most people don’t want to work any more.

The real estate market is changing right now, prices are dropping, it’s more of a buyers market, more and more foreclosures are happening every day. Mortgage companies are changing there guidelines constantly, commercial properties are going down but not compared to residential. A year ago I had 10 companies that would do 100% financing on a 3-4 family investment property, now I have 2 and that may change again. Now you need perfect credit and some money in the bank (what a concept). If you have these and don’t mind a little work then in the next 6 months to a year should be a great time to find a great investment property that will give you a better return than any stock market ever could.

If you are looking for a great property I know some very knowledgeable people in residential and commercial real estate.

If you have any questions on purchases, refinancing, consolidating debt, home equity loans, land purchases, construction loans, etc. give me a call, if I don’t have the answer I will get it for you.
Drive safe and enjoy the weather, thank you.

Mark Gulino
Loan Specialist
Prospect Financial LLC
641 Farmington Ave.
Hartford, CT. 06105
860-761-6819 Direct
860-989-3091 Cell
mgulino@propectfinancial.com